Bread Financial Holdings, Inc. (BFH)
Financial Services • Credit Services
StockNYSEUnited StatesUS0185811082
96.66 USD
-1.28% today Updated 13 Nov 2026 15:16
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Price history
Daily prices in USD. Dividends, results and news are marked on the day they happened; click a day to see them.
Updated 13 Nov 2026 15:16. Information, not advice. Showing the last 12 months. Create a free account to see the whole history
Results
Next results
28 Jan 2027
in 76 days · 08:00 · estimate 1.52
Last results
3.84 vs 3.23 estimated
21 Oct 2026 · Beat +18.8%
Beat the estimate
10 of 12
2 missed · 0 in line · 8 beats in a row
Average surprise
+73.8%
reported against the estimate, last 12 quarters
Earnings per share: estimate and reported
Estimate Reported: beat Reported: miss In line
Quarterly results
| Date | EPS estimate | EPS reported | Surprise | Result |
|---|---|---|---|---|
| 28 Jan 2027 08:00 | 1.52 | — | — | Upcoming |
| 21 Oct 2026 20:00 | 3.23 | 3.84 | +18.8% | Beat |
| 22 Jul 2026 20:00 | 2.77 | 3.55 | +28.3% | Beat |
| 23 Apr 2026 06:00 | 3.05 | 4.18 | +37.0% | Beat |
| 29 Jan 2026 08:00 | 0.48 | 2.07 | +334.3% | Beat |
| 23 Oct 2025 07:00 | 2.11 | 4.02 | +90.3% | Beat |
| 24 Jul 2025 06:00 | 1.94 | 3.14 | +61.7% | Beat |
| 24 Apr 2025 06:00 | 2.23 | 2.90 | +30.1% | Beat |
| 30 Jan 2025 06:00 | 0.32 | 0.41 | +27.2% | Beat |
| 24 Oct 2024 06:00 | 1.95 | 1.84 | -5.5% | Miss |
| 25 Jul 2024 06:00 | 1.64 | 2.66 | +62.6% | Beat |
| 24 Apr 2024 20:00 | 2.97 | 2.73 | -8.0% | Miss |
| 25 Jan 2024 06:00 | -0.83 | 0.90 | +208.2% | Beat |
| 26 Oct 2023 06:00 | 2.28 | 3.46 | +52.1% | Beat |
| 27 Jul 2023 06:00 | 0.05 | 1.27 | +2,722.2% | Beat |
| 27 Apr 2023 06:00 | 6.59 | 9.08 | +37.8% | Beat |
| 26 Jan 2023 07:00 | -2.80 | -2.68 | +4.4% | Beat |
| 27 Oct 2022 07:00 | 2.19 | 2.69 | +23.0% | Beat |
| 28 Jul 2022 07:00 | 2.20 | 0.56 | -74.7% | Miss |
| 28 Apr 2022 07:00 | 4.41 | 4.21 | -4.5% | Miss |
| 27 Jan 2022 07:00 | 2.20 | 1.21 | -45.1% | Miss |
| 28 Oct 2021 07:00 | 3.38 | 4.47 | +32.1% | Beat |
| 29 Jul 2021 07:00 | 3.74 | 5.99 | +60.3% | Beat |
| 29 Apr 2021 07:00 | 3.15 | 6.28 | +99.4% | Beat |
| 28 Jan 2021 07:00 | 2.42 | 3.31 | +36.6% | Beat |
| 29 Oct 2020 07:00 | 2.27 | 3.45 | +52.2% | Beat |
| 23 Jul 2020 07:00 | 1.52 | 1.86 | +22.4% | Beat |
| 23 Apr 2020 07:00 | 3.84 | 0.75 | -80.5% | Miss |
| 30 Jan 2020 07:00 | 4.17 | 4.12 | -1.1% | Miss |
| 24 Oct 2019 07:00 | 5.25 | 5.05 | -3.9% | Miss |
| 18 Jul 2019 07:00 | 3.95 | 3.83 | -3.1% | Miss |
| 25 Apr 2019 07:00 | 4.05 | 3.72 | -8.2% | Miss |
| 07 Feb 2019 07:00 | 6.95 | 7.04 | +1.3% | Beat |
| 18 Oct 2018 07:00 | 6.19 | 6.26 | +1.1% | Beat |
| 19 Jul 2018 07:00 | 4.65 | 5.01 | +7.8% | Beat |
| 19 Apr 2018 07:00 | 4.23 | 4.44 | +5.1% | Beat |
| 25 Jan 2018 07:00 | 5.01 | 6.26 | +25.0% | Beat |
| 19 Oct 2017 07:00 | 5.02 | 5.35 | +6.5% | Beat |
| 20 Jul 2017 07:00 | 3.74 | 3.84 | +2.7% | Beat |
| 20 Apr 2017 07:00 | 3.86 | 3.91 | +1.4% | Beat |
| 26 Jan 2017 07:00 | 4.64 | 4.67 | +0.6% | In line |
| 20 Oct 2016 07:00 | 4.44 | 4.74 | +6.8% | Beat |
| 21 Jul 2016 07:00 | 3.59 | 3.68 | +2.4% | Beat |
| 21 Apr 2016 07:00 | 3.80 | 3.84 | +1.1% | Beat |
| 28 Jan 2016 07:00 | 4.11 | 4.13 | +0.6% | In line |
| 22 Oct 2015 07:00 | 3.93 | 3.95 | +0.5% | In line |
| 23 Jul 2015 07:00 | 3.25 | 3.32 | +2.3% | Beat |
| 16 Apr 2015 07:00 | 3.44 | 3.65 | +6.2% | Beat |
| 05 Feb 2015 07:00 | 3.32 | 3.45 | +3.8% | Beat |
| 16 Oct 2014 07:00 | 3.31 | 3.47 | +4.9% | Beat |
Annual results · USD
| Year | Revenue | Change | Net income | Net margin | EPS | EPS change | Free cash flow |
|---|---|---|---|---|---|---|---|
| 2025 | 3.8B | +0.2% | 518M | 13.5% | 10.89 | +98.4% | 2.1B |
| 2024 | 3.8B | -10.6% | 277M | 7.2% | 5.49 | -61.7% | 1.9B |
| 2023 | 4.3B | +11.0% | 718M | 16.7% | 14.34 | +221.5% | 2B |
| 2022 | 3.9B | — | 223M | 5.8% | 4.46 | — | 1.8B |
| 2021 | — | — | — | — | — | — | — |
Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.
Prices by day, week and month
| Period | Opening price | High | Low | Closing price | Change | Volume | Dividend |
|---|---|---|---|---|---|---|---|
| Nov 2026 In progress | 104.96 | 110.57 | 93.89 | 96.66 | -6.53% | 6,349,910 | |
| Oct 2026 | 96.25 | 109.43 | 94.21 | 103.41 | +5.79% | 12,877,700 | |
| Sep 2026 | 103.00 | 111.43 | 97.39 | 97.75 | -6.43% | 12,432,800 | |
| Aug 2026 | 108.80 | 114.53 | 102.02 | 104.47 | -3.33% | 8,392,100 | 0.2300 |
| Jul 2026 | 108.40 | 111.13 | 91.13 | 108.07 | -0.26% | 15,493,800 | |
| Jun 2026 | 88.09 | 109.91 | 87.33 | 108.35 | +21.65% | 16,710,200 | |
| May 2026 | 85.74 | 90.50 | 82.47 | 89.07 | +5.06% | 11,408,000 | 0.2300 |
| Apr 2026 | 75.97 | 99.13 | 70.24 | 84.78 | +13.21% | 15,112,600 | |
| Mar 2026 | 69.30 | 78.00 | 68.53 | 74.89 | +5.69% | 14,051,300 | |
| Feb 2026 | 72.98 | 79.93 | 70.37 | 70.86 | -2.32% | 16,803,400 | 0.2300 |
| 51 older periods: create a free account to see the whole history | |||||||
Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.
News
- BFH or FUTU: Which Is the Better Value Stock Right Now? (opens in a new tab) Zacks · 12 Nov 2026 15:40
- Bread Financial (BFH) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now (opens in a new tab) Zacks · 12 Nov 2026 13:55
- Bread Financial to Participate in the TD Cowen 2026 Financials & Fintech Conference (opens in a new tab) 12 Nov 2026 12:30
- Bread Financial: Newly Issued Series C Enhances Yields Across All Preferred Shares (opens in a new tab) SeekingAlpha · 12 Nov 2026 00:43
- Bread Financial Provides Performance Update for October 2026 (opens in a new tab) 10 Nov 2026 22:00
- Bread Financial (BFH) Upgraded to Buy: Here's What You Should Know (opens in a new tab) Zacks · 04 Nov 2026 16:00
- Bread Financial to Participate in the KBW Fintech Ecosystem Conference (opens in a new tab) 04 Nov 2026 12:30
- Bread Financial Holdings, Inc. Files Certificate of Designations for Series C Preferred Stock and Issues 5,000,000 Depositary Shares (opens in a new tab) Fintel · 03 Nov 2026 22:01
- UBS Maintains Buy on Bread Financial Holdings, Lowers Price Target to $120 (opens in a new tab) Benzinga · 02 Nov 2026 18:13
- Bread Financial: 3 Key Takeaways for Long-Term Investors (opens in a new tab) Motley Fool · 29 Oct 2026 18:20
- Can Bread Financial (BFH) Stock Sustain Q3 Earnings Credit Progress? (opens in a new tab) Simply Wall St. · 29 Oct 2026 06:24
- BFH vs. BAM: Which Stock Is the Better Value Option? (opens in a new tab) Zacks · 27 Oct 2026 14:40
- Learn Why The Bull Case For Bread Financial Holdings (BFH) Could Change Following Earnings Beat (opens in a new tab) Simply Wall St. · 24 Oct 2026 15:17
- Bread Financial (BFH) Stock May Be Undervalued After Earnings Beat (opens in a new tab) Simply Wall St. · 24 Oct 2026 13:09
- Bread Financial Holdings (BFH) Looks Repriced As Strong Q3 And New Guidance Reset The Story (opens in a new tab) Simply Wall St. · 24 Oct 2026 12:13
Headlines link to the original articles of the publishers shown; Kyvero does not write, check or endorse them. Only the most relevant news about each company is kept. Information, not advice.
Key data
- Previous close
- 97.91 USD
- Market cap
- 3.7B
- Dividend yield
- 1.01%
- 5-year average yield
- 1.56%
- Payout ratio
- 7%
- Last dividend
- 0.2300 USD · 30 Nov 2026
- Next ex-dividend date
- 30 Nov 2026
- Exchange
- NYSE
- Country
- United States
- Sector
- Financial Services
- Industry
- Credit Services
- Currency
- USD
Dividends
| Ex-dividend date | Per share |
|---|---|
| 31 Aug 2026 | 0.2300 USD |
| 29 May 2026 | 0.2300 USD |
| 27 Feb 2026 | 0.2300 USD |
| 07 Nov 2025 | 0.2300 USD |
| 8 older dividends: create a free account to see them | |
Why this score
| Part of the score | Points | Why |
|---|---|---|
| Yield Dividends per year as a share of today's price. Very high yields count for less: they often signal trouble. | 4.2 / 25 |
|
| Dividend safety Can the company keep paying? The dividend against free cash flow and earnings, plus debt and interest cover. | 10.0 / 25 |
|
| Dividend growth How many years in a row the dividend has risen, and how fast. | 0.8 / 15 |
|
| Quality Return on equity, net margin and how stable the margins are. | 10.1 / 15 |
|
| Valuation Free cash flow yield and the P/E against its sector. | 10.0 / 10 |
|
| Analysts How far the analysts' average target is from today's price. | 4.8 / 5 |
|
- Score capped at 50: the dividend was cut recently
- The dividend paid in the last 12 months is lower than in the 12 before
Income profile: it pays a dividend, so it is scored mainly on the dividend and how safe it is. Based on 95% of the figures (grade A). Warnings take 6 points off.
Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio. How the score works
Figures
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| P/E (trailing) | 7.67× | Good | 12.94× |
| P/E (forward) | 7.06× | Good | 10.82× |
| Price / book | 1.08× | Good | 1.66× |
| Price / sales | 1.38× | Good | 3.22× |
| Free cash flow yield | 56.3% | Good | 6.9% |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Gross margin | 0% | Weak | 26.2% |
| Operating margin | 28% | Good | 33.4% |
| Net margin | 19.9% | Good | 22.7% |
| Return on equity | 15.9% | Good | 13% |
| Return on assets | 2.4% | Weak | 1.6% |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Revenue growth / year | -0.2% | Weak | 9% |
| EPS growth / year | 34.7% | Good | 9.1% |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Debt / equity | 1.32× | Fair | 0.49× |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Payout of earnings | 7.2% | Good | 26.2% |
| Payout of free cash flow | 2% | Good | 29.8% |
| Payout of free cash flow (3 years) | 2.1% | Good | — |
| Dividend growth / year | -7.9% | Weak | 6.7% |
| Years of rising dividends | 1 | Weak | 3 |
The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.
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