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CPSS

Consumer Portfolio Services, Inc. (CPSS)

Financial Services • Credit Services

StockNasdaqGMUnited StatesUS2105021008

9.77 USD -2.10% today Updated 12 Nov 2026 21:41

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Price history

Daily prices in USD. Dividends, results and news are marked on the day they happened; click a day to see them.

All time

Updated 12 Nov 2026 21:41. Information, not advice. Showing the last 12 months. Create a free account to see the whole history

Results

Next results 09 Mar 2027 in 116 days · 16:00
Last results 0.21 vs 0.23 estimated 10 Mar 2026 · Miss -8.7%
Beat the estimate 2 of 12 10 missed · 0 in line
Average surprise +3.3% reported against the estimate, last 12 quarters

Earnings per share: estimate and reported

21 Jul 2020: estimate 0.28 21 Jul 2020: reported 0.13 07/20 19 Oct 2020: estimate 0.30 19 Oct 2020: reported 0.16 10/20 23 Feb 2021: estimate 0.23 23 Feb 2021: reported 0.17 02/21 10 May 2021: estimate 0.23 10 May 2021: reported 0.21 05/21 12 Aug 2021: estimate 0.21 12 Aug 2021: reported 0.39 08/21 27 Oct 2021: estimate 0.17 27 Oct 2021: reported 0.52 10/21 01 Nov 2024: estimate 0.21 01 Nov 2024: reported 0.20 11/24 26 Feb 2025: estimate 0.27 26 Feb 2025: reported 0.21 02/25 12 May 2025: estimate 0.30 12 May 2025: reported 0.19 05/25 11 Aug 2025: estimate 0.26 11 Aug 2025: reported 0.20 08/25 10 Nov 2025: estimate 0.25 10 Nov 2025: reported 0.20 11/25 10 Mar 2026: estimate 0.23 10 Mar 2026: reported 0.21 03/26

Estimate Reported: beat Reported: miss In line

Quarterly results

DateEPS estimateEPS reportedSurpriseResult
09 Mar 2027 16:00 — — — Upcoming
10 Mar 2026 16:00 0.23 0.21 -8.7% Miss
10 Nov 2025 17:00 0.25 0.20 -20.0% Miss
11 Aug 2025 16:00 0.26 0.20 -23.1% Miss
12 May 2025 16:00 0.30 0.19 -36.7% Miss
26 Feb 2025 08:00 0.27 0.21 -22.2% Miss
01 Nov 2024 06:00 0.21 0.20 -4.8% Miss
27 Oct 2021 16:00 0.17 0.52 +205.9% Beat
12 Aug 2021 17:00 0.21 0.39 +82.8% Beat
10 May 2021 16:00 0.23 0.21 -7.4% Miss
23 Feb 2021 17:00 0.23 0.17 -27.1% Miss
19 Oct 2020 17:00 0.30 0.16 -46.1% Miss
21 Jul 2020 11:00 0.28 0.13 -53.6% Miss
14 Apr 2020 20:00 0.19 0.45 +136.8% Beat
16 Mar 2020 16:00 0.08 — -98.1% —
29 Oct 2019 16:00 0.08 0.08 -4.0% Miss
24 Jul 2019 16:00 0.08 0.08 0.0% In line
18 Apr 2019 16:00 0.17 0.07 -57.6% Miss
12 Feb 2019 21:00 0.13 0.13 -2.5% Miss
17 Oct 2018 16:00 0.12 0.13 +8.3% Beat
24 Jul 2018 16:00 0.14 0.13 -7.1% Miss
18 Apr 2018 16:00 0.13 0.12 -7.7% Miss
14 Feb 2018 16:00 0.17 0.20 +19.4% Beat
23 Oct 2017 16:00 0.17 0.17 -1.5% Miss
24 Jul 2017 16:00 0.18 0.17 -5.6% Miss
19 Apr 2017 16:00 0.20 0.16 -21.0% Miss
14 Feb 2017 16:00 0.24 0.26 +10.6% Beat
17 Oct 2016 16:00 0.24 0.26 +10.6% Beat
27 Jul 2016 16:00 0.23 0.25 +7.8% Beat
25 Apr 2016 16:00 0.23 0.24 +4.4% Beat
24 Feb 2016 02:00 0.27 0.29 +6.6% Beat
15 Oct 2015 04:00 0.27 0.28 +5.7% Beat
15 Jul 2015 17:00 0.26 0.27 +2.3% Beat
16 Apr 2015 15:00 0.24 0.26 +8.3% Beat
17 Feb 2015 17:00 0.24 0.25 +5.9% Beat
14 Oct 2014 16:00 0.22 0.24 +7.9% Beat
21 Jul 2014 17:00 0.22 0.22 0.0% In line
08 Apr 2014 16:00 0.19 0.21 +10.5% Beat
10 Feb 2014 16:00 0.20 0.21 +3.3% Beat
17 Oct 2013 16:00 0.16 0.19 +18.8% Beat
09 Aug 2013 06:00 0.14 0.15 +9.8% Beat
16 Apr 2013 16:00 0.11 0.12 +9.1% Beat
04 Feb 2013 16:00 0.12 0.16 +33.3% Beat
06 Nov 2012 11:00 0.01 0.11 +1,000.0% Beat
18 Jul 2012 16:00 — 0.05 — —
18 Apr 2012 16:00 0.01 0.02 +100.0% Beat
05 Mar 2012 16:00 -0.12 0.01 +108.3% Beat
23 May 2011 18:00 -0.09 -0.23 -155.6% Miss
31 Mar 2011 17:00 -0.10 -0.84 -740.0% Miss
15 Nov 2010 08:00 -0.11 -0.20 -81.8% Miss

Annual results · USD

YearRevenueChangeNet income Net marginEPSEPS changeFree cash flow
2025 202.4M +0.1% 19.3M 9.5% 0.80 +1.3% 288.3M
2024 202.2M -1.5% 19.2M 9.5% 0.79 -56.1% 233.3M
2023 205.4M -15.2% 45.3M 22.1% 1.80 -44.3% 237.4M
2022 242.2M — 86M 35.5% 3.23 — 213.8M

Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.

Prices by day, week and month

Price history in USD, by week
PeriodOpening priceHighLow Closing priceChangeVolumeDividend
09 Nov 2026 – 12 Nov 2026 In progress 10.20 10.48 9.68 9.77 -3.93% 80,153
02 Nov 2026 – 06 Nov 2026 10.24 10.34 9.72 10.17 +0.39% 121,700
26 Oct 2026 – 30 Oct 2026 9.88 10.19 9.24 10.13 +2.32% 159,500
19 Oct 2026 – 23 Oct 2026 9.25 9.90 8.88 9.90 +8.20% 137,400
12 Oct 2026 – 16 Oct 2026 9.45 9.45 9.00 9.15 -2.45% 131,000
05 Oct 2026 – 09 Oct 2026 9.05 9.59 8.94 9.38 +3.19% 125,500
28 Sep 2026 – 02 Oct 2026 9.47 9.50 8.83 9.09 -4.92% 156,100
21 Sep 2026 – 25 Sep 2026 9.34 9.70 9.18 9.56 +2.36% 122,700
14 Sep 2026 – 18 Sep 2026 9.28 9.70 9.18 9.34 -0.95% 180,100
08 Sep 2026 – 11 Sep 2026 9.43 9.65 9.02 9.43 +0.32% 117,900
253 older periods: create a free account to see the whole history

Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.

News

Headlines link to the original articles of the publishers shown; Kyvero does not write, check or endorse them. Only the most relevant news about each company is kept. Information, not advice.

Key data

Previous close
9.98 USD
Market cap
213.5M
Exchange
NasdaqGM
Country
United States
Sector
Financial Services
Industry
Credit Services
Currency
USD

Dividends

No dividends on record.

Why this score

How the score is made up
Part of the scorePointsWhy
Business growth Yearly growth of revenue and of earnings per share. 0.0 / 25
  • Revenue growth of -5.8% a year
  • Earnings per share growth of -37.2% a year
Quality Return on equity, net margin and how stable the margins are. 6.7 / 25
  • ROE of 8%
Financial strength Net debt against operating earnings, interest cover and free cash flow. 20.0 / 20
  • Free cash flow yield of 135.0%
Valuation Free cash flow yield and the P/E against its sector. 14.6 / 15
  • P/E 9.7 against 12.9 for its sector
Analysts How far the analysts' average target is from today's price. 3.5 / 10 No figures for this part: it counts as a cautious 35%. —
  • Total debt has risen three years in a row

Growth profile: it pays no dividend, so it is scored on business growth, quality and financial strength. Based on 85% of the figures (grade B). Warnings take 6 points off.

Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio. How the score works

Figures

Valuation
FigureValueReading Sector median
P/E (trailing) 9.67× Good 12.94×
P/E (forward) 6.74× Good 10.82×
Price / book 0.66× Good 1.66×
Price / sales 0.95× Good 3.22×
Free cash flow yield 135% Good 6.9%
Quality
FigureValueReading Sector median
Gross margin 100% Good 26.2%
Operating margin 15.3% Good 33.4%
Net margin 10.6% Good 22.7%
Return on equity 7.5% Weak 13%
Return on assets 0.5% Weak 1.6%
Growth
FigureValueReading Sector median
Revenue growth / year -5.8% Weak 9%
EPS growth / year -37.2% Weak 9.1%
Financial health
FigureValueReading Sector median
Debt / equity 13.65× Weak 0.49×
Current ratio 4.14× Good 1.51×
Dividends
FigureValueReading Sector median
Payout of earnings 0% Weak 26.2%

The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.

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