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ECPG

Encore Capital Group, Inc. (ECPG)

Financial Services • Credit Services

StockNasdaqGSUnited StatesUS2925541029

110.61 USD -1.55% today Updated 12 Nov 2026 20:50

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Price history

Daily prices in USD. Dividends, results and news are marked on the day they happened; click a day to see them.

All time

Updated 12 Nov 2026 20:50. Information, not advice. Showing the last 12 months. Create a free account to see the whole history

Results

Next results 24 Feb 2027 in 103 days · 16:00 · estimate 3.24
Last results 5.57 vs 3.35 estimated 04 Nov 2026 · Beat +66.4%
Beat the estimate 9 of 12 3 missed · 0 in line · 7 beats in a row
Average surprise +5.2% reported against the estimate, last 12 quarters

Earnings per share: estimate and reported

21 Feb 2024: estimate 1.22 21 Feb 2024: reported -0.57 02/24 08 May 2024: estimate 0.76 08 May 2024: reported 1.02 05/24 07 Aug 2024: estimate 1.18 07 Aug 2024: reported 1.39 08/24 06 Nov 2024: estimate 1.42 06 Nov 2024: reported 1.26 11/24 26 Feb 2025: estimate 1.45 26 Feb 2025: reported -4.26 02/25 07 May 2025: estimate 0.99 07 May 2025: reported 1.94 05/25 06 Aug 2025: estimate 1.21 06 Aug 2025: reported 2.52 08/25 05 Nov 2025: estimate 1.59 05 Nov 2025: reported 3.18 11/25 25 Feb 2026: estimate 1.75 25 Feb 2026: reported 3.48 02/26 06 May 2026: estimate 2.78 06 May 2026: reported 3.91 05/26 05 Aug 2026: estimate 2.62 05 Aug 2026: reported 3.95 08/26 04 Nov 2026: estimate 3.35 04 Nov 2026: reported 5.57 11/26

Estimate Reported: beat Reported: miss In line

Quarterly results

DateEPS estimateEPS reportedSurpriseResult
24 Feb 2027 16:00 3.24 — — Upcoming
04 Nov 2026 16:00 3.35 5.57 +66.4% Beat
05 Aug 2026 16:00 2.62 3.95 +50.8% Beat
06 May 2026 16:00 2.78 3.91 +40.8% Beat
25 Feb 2026 16:00 1.75 3.48 +98.9% Beat
05 Nov 2025 16:00 1.59 3.18 +100.6% Beat
06 Aug 2025 16:00 1.21 2.52 +109.4% Beat
07 May 2025 16:00 0.99 1.94 +95.6% Beat
26 Feb 2025 16:00 1.45 -4.26 -394.0% Miss
06 Nov 2024 16:00 1.42 1.26 -10.9% Miss
07 Aug 2024 16:00 1.18 1.39 +18.0% Beat
08 May 2024 16:00 0.76 1.02 +33.7% Beat
21 Feb 2024 16:00 1.22 -0.57 -146.8% Miss
01 Nov 2023 16:00 1.13 0.72 -36.6% Miss
02 Aug 2023 16:00 0.92 1.08 +17.4% Beat
03 May 2023 16:00 1.02 0.91 -11.1% Miss
22 Feb 2023 16:00 1.33 -3.10 -333.4% Miss
02 Nov 2022 16:00 1.74 1.22 -30.1% Miss
03 Aug 2022 16:00 2.00 2.29 +14.5% Beat
04 May 2022 16:00 2.09 6.40 +206.2% Beat
23 Feb 2022 16:00 2.01 2.61 +30.2% Beat
03 Nov 2021 16:00 2.14 3.11 +45.2% Beat
04 Aug 2021 16:00 2.08 3.31 +59.0% Beat
05 May 2021 16:00 2.09 2.97 +42.5% Beat
24 Feb 2021 16:00 2.13 1.30 -39.0% Miss
02 Nov 2020 16:00 2.17 2.31 +6.7% Beat
05 Aug 2020 16:00 2.30 4.34 +88.7% Beat
11 May 2020 16:00 0.94 -0.19 -120.2% Miss
26 Feb 2020 16:00 1.45 1.56 +7.3% Beat
06 Nov 2019 16:00 1.39 1.64 +18.1% Beat
07 Aug 2019 16:00 1.30 1.28 -1.2% Miss
08 May 2019 16:00 1.20 1.46 +21.4% Beat
27 Feb 2019 16:00 1.23 1.45 +18.3% Beat
07 Nov 2018 16:00 1.18 1.19 +0.7% In line
08 Aug 2018 16:00 1.16 1.33 +15.2% Beat
08 May 2018 16:00 1.02 0.98 -3.8% Miss
21 Feb 2018 16:00 0.94 1.05 +12.2% Beat
02 Nov 2017 16:00 0.91 1.15 +26.6% Beat
03 Aug 2017 16:00 0.82 0.88 +6.9% Beat
04 May 2017 16:00 0.93 0.95 +1.8% Beat
23 Feb 2017 16:00 0.68 0.72 +5.8% Beat
09 Nov 2016 16:00 1.24 0.14 -88.7% Miss
04 Aug 2016 16:00 1.20 1.29 +7.1% Beat
10 May 2016 16:00 1.26 1.31 +3.9% Beat
24 Feb 2016 16:00 1.35 1.31 -3.3% Miss
05 Nov 2015 16:00 1.31 1.30 -0.8% In line
10 Aug 2015 08:00 1.25 1.27 +1.5% Beat
07 May 2015 16:00 1.20 1.19 -0.6% In line
26 Feb 2015 16:00 1.11 1.17 +5.5% Beat
06 Nov 2014 16:00 1.10 1.13 +2.4% Beat

Annual results · USD

YearRevenueChangeNet income Net marginEPSEPS changeFree cash flow
2025 1.8B +34.4% 256.8M 14.5% 10.91 +287.1% 126.9M
2024 1.3B +7.7% -139.2M -10.6% -5.83 +33.1% 126.9M
2023 1.2B -12.6% -206.5M -16.9% -8.72 -216.9% 101.3M
2022 1.4B — 194.6M 13.9% 7.46 — 134.1M

Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.

Prices by day, week and month

Price history in USD, by day
PeriodOpening priceHighLow Closing priceChangeVolumeDividend
12 Nov 2026 111.97 112.51 109.76 110.61 -1.55% 102,794
11 Nov 2026 107.80 112.65 106.86 112.35 +4.01% 262,100
10 Nov 2026 111.28 112.92 107.18 108.02 -3.54% 310,100
09 Nov 2026 116.71 116.95 109.30 111.98 -1.89% 330,200
06 Nov 2026 120.91 123.06 113.25 114.14 -9.53% 448,400
05 Nov 2026 109.92 126.74 109.54 126.17 +26.26% 719,700
04 Nov 2026 102.39 103.41 99.04 99.93 +0.10% 294,600
03 Nov 2026 100.75 101.51 99.18 99.83 -0.40% 188,100
02 Nov 2026 101.49 103.22 100.09 100.23 +0.25% 222,500
30 Oct 2026 101.88 101.95 98.54 99.98 -2.33% 246,200
1,252 older periods: create a free account to see the whole history

Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.

News

Headlines link to the original articles of the publishers shown; Kyvero does not write, check or endorse them. Only the most relevant news about each company is kept. Information, not advice.

Key data

Previous close
112.35 USD
Market cap
2.3B
Exchange
NasdaqGS
Country
United States
Sector
Financial Services
Industry
Credit Services
Currency
USD

Dividends

No dividends on record.

Why this score

How the score is made up
Part of the scorePointsWhy
Business growth Yearly growth of revenue and of earnings per share. 18.0 / 25
  • Revenue growth of 8.1% a year
  • Earnings per share growth of 13.5% a year
Quality Return on equity, net margin and how stable the margins are. 16.7 / 25
  • ROE of 35%
Financial strength Net debt against operating earnings, interest cover and free cash flow. 0.8 / 20
  • Net debt is 5.1× EBITDA
  • Free cash flow yield of -6.9%
Valuation Free cash flow yield and the P/E against its sector. 7.5 / 15
  • P/E 6.9 against 12.9 for its sector
Analysts How far the analysts' average target is from today's price. 9.6 / 10
  • Analysts' target is +19% from the price
  • Heavy debt: net debt is 5.1× EBITDA
  • Total debt has risen three years in a row

Growth profile: it pays no dividend, so it is scored on business growth, quality and financial strength. Based on 95% of the figures (grade A). Warnings take 12 points off.

Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio. How the score works

Figures

Valuation
FigureValueReading Sector median
P/E (trailing) 6.95× Good 12.94×
P/E (forward) 8.09× Good 10.82×
Price / book 2.1× Fair 1.66×
Price / sales 1.14× Good 3.22×
EV / EBITDA 7.89× Good 9.12×
Free cash flow yield -6.9% Weak 6.9%
Quality
FigureValueReading Sector median
Gross margin 100% Good 26.2%
Operating margin 42.3% Good 33.4%
Net margin 17.7% Good 22.7%
Return on equity 34.5% Good 13%
Return on assets 8.9% Good 1.6%
Growth
FigureValueReading Sector median
Revenue growth / year 8.1% Good 9%
EPS growth / year 13.5% Good 9.1%
Financial health
FigureValueReading Sector median
Debt / equity 3.93× Weak 0.49×
Net debt / EBITDA 5.08× Weak 0.21×
Interest cover 2.23× Weak 9.71×
Current ratio 19.36× Good 1.51×
Dividends
FigureValueReading Sector median
Payout of earnings 0% Weak 26.2%

The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.

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