UCB

United Community Banks, Inc. (UCB)

Financial Services • Banks - Regional

StockNYSEUnited StatesUS90984P3038

37.10 USD -0.46% today Updated 13 Nov 2026 15:26

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Price history

Daily prices in USD. Dividends, results and news are marked on the day they happened; click a day to see them.

All time

Updated 13 Nov 2026 15:26. Information, not advice. Showing the last 12 months. Create a free account to see the whole history

Results

Next results 13 Jan 2027 in 61 days · 08:00 · estimate 0.83

Last results 0.77 vs 0.77 estimated 20 Oct 2026 · In line -0.4%

Beat the estimate 7 of 12 3 missed · 2 in line

Average surprise +3.1% reported against the estimate, last 12 quarters

Earnings per share: estimate and reported

Estimate Reported: beat Reported: miss In line

Quarterly results

Date	EPS estimate	EPS reported	Surprise	Result
13 Jan 2027 08:00	0.83	—	—	Upcoming
20 Oct 2026 07:00	0.77	0.77	-0.4%	In line
21 Jul 2026 07:00	0.81	0.71	-12.4%	Miss
21 Apr 2026 07:00	0.70	0.70	0.0%	In line
14 Jan 2026 07:00	0.71	0.70	-1.6%	Miss
22 Oct 2025 07:00	0.70	0.75	+7.7%	Beat
23 Jul 2025 07:00	0.61	0.66	+7.4%	Beat
22 Apr 2025 07:00	0.56	0.59	+5.4%	Beat
22 Jan 2025 07:00	0.56	0.63	+13.5%	Beat
23 Oct 2024 07:00	0.58	0.57	-1.5%	Miss
24 Jul 2024 08:00	0.51	0.58	+13.2%	Beat
24 Apr 2024 07:00	0.50	0.52	+4.8%	Beat
24 Jan 2024 07:00	0.52	0.53	+1.6%	Beat
18 Oct 2023 07:00	0.45	0.45	0.0%	In line
18 Jul 2023 16:00	0.63	0.55	-12.0%	Miss
18 Apr 2023 16:00	0.69	0.58	-16.4%	Miss
17 Jan 2023 16:00	0.83	0.75	-9.3%	Miss
18 Oct 2022 16:00	0.75	0.75	-0.4%	In line
19 Jul 2022 16:00	0.68	0.66	-3.4%	Miss
19 Apr 2022 16:00	0.55	0.50	-9.3%	Miss
18 Jan 2022 17:00	0.65	0.64	-1.5%	Miss
19 Oct 2021 16:00	0.66	0.83	+25.5%	Beat
20 Jul 2021 16:00	0.68	0.79	+16.7%	Beat
20 Apr 2021 16:00	0.64	0.83	+29.7%	Beat
19 Jan 2021 17:00	0.60	0.68	+13.8%	Beat
20 Oct 2020 17:00	0.34	0.55	+60.0%	Beat
21 Jul 2020 16:00	0.30	0.32	+5.7%	Beat
21 Apr 2020 18:00	0.47	0.41	-13.2%	Miss
21 Jan 2020 17:00	0.58	0.61	+5.5%	Beat
22 Oct 2019 17:00	0.58	0.63	+8.2%	Beat
23 Jul 2019 17:00	0.57	0.59	+2.7%	Beat
23 Apr 2019 17:00	0.54	0.56	+4.3%	Beat
22 Jan 2019 17:00	0.55	0.57	+3.4%	Beat
23 Oct 2018 17:00	0.55	0.55	-0.3%	In line
24 Jul 2018 16:00	0.54	0.53	-2.5%	Miss
24 Apr 2018 17:00	0.50	0.50	0.0%	In line
23 Jan 2018 17:00	0.41	0.42	+1.9%	Beat
24 Oct 2017 18:00	0.41	0.41	+0.8%	In line
26 Jul 2017 05:00	0.40	0.41	+2.1%	Beat
26 Apr 2017 06:00	0.38	0.39	+1.6%	Beat
25 Jan 2017 05:00	0.38	0.40	+4.2%	Beat
26 Oct 2016 05:00	0.37	0.39	+5.4%	Beat
27 Jul 2016 05:00	0.35	0.36	+4.1%	Beat
27 Apr 2016 05:00	0.32	0.33	+4.8%	Beat
20 Jan 2016 05:00	0.34	0.33	-2.2%	Miss
27 Oct 2015 05:00	0.33	0.33	+0.8%	In line
22 Jul 2015 05:00	0.31	0.32	+3.2%	Beat
22 Apr 2015 06:00	0.29	0.29	-0.7%	In line
21 Jan 2015 05:00	0.30	0.30	-0.7%	In line
23 Oct 2014 05:00	0.28	0.29	+2.7%	Beat

Annual results · USD

Year	Revenue	Change	Net income	Net margin	EPS	EPS change	Free cash flow
2025	1B	+11.9%	328.1M	31.5%	2.62	+28.4%	356.5M
2024	930M	+6.7%	252.4M	27.1%	2.04	+32.5%	302.7M
2023	871.9M	+0.4%	187.5M	21.5%	1.54	-38.9%	221.5M
2022	868.1M	—	277.5M	32.0%	2.52	—	564.6M

Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.

Prices by day, week and month

Day Week Month

Price history in USD, by month
Period	Opening price	High	Low	Closing price	Change	Volume	Dividend
Nov 2026 In progress	37.15	38.63	36.70	37.10	+1.01%	7,522,098
Oct 2026	33.24	37.45	32.64	36.73	+10.13%	24,789,300
Sep 2026	34.73	35.73	33.19	33.35	-4.28%	17,738,700	0.2600
Aug 2026	34.92	37.05	34.61	34.84	-1.69%	15,229,000
Jul 2026	35.33	37.18	34.33	35.44	+1.00%	21,492,000
Jun 2026	32.62	35.66	32.12	35.09	+6.49%	25,214,300	0.2500
May 2026	33.46	34.26	31.84	32.95	-1.14%	12,230,700
Apr 2026	31.57	35.07	31.32	33.33	+5.84%	19,515,200
Mar 2026	31.56	32.82	29.38	31.49	-2.11%	20,033,000	0.2500
Feb 2026	34.33	36.77	31.97	32.17	-6.56%	15,553,300
00 Mon 0000	157.29	236.48	315.67	394.86	+0.00%	000,000
00 Mon 0000	553.24	632.43	711.62	790.81	+0.00%	000,000
00 Mon 0000	49.19	128.38	207.57	286.76	+0.00%	000,000
51 older periods: create a free account to see the whole history

Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.

News

United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock (opens in a new tab) 12 Nov 2026 21:15
UCB Announces 11 Inaugural Recipients of Annual Hidradenitis Suppurativa Scholarship™ (opens in a new tab) 12 Nov 2026 12:00
UCB opens applications for 2027 UCB Myasthenia Gravis Scholarship™ (opens in a new tab) 05 Nov 2026 12:00
UCB advances its digital antibody engineering program with new Cradle collaboration (opens in a new tab) 04 Nov 2026 06:00
Are You Looking for a Top Momentum Pick? Why United Community Banks (UCB) is a Great Choice (opens in a new tab) Zacks · 23 Oct 2026 16:00
United Community Banks: 3 Key Takeaways for Long-Term Investors (opens in a new tab) Motley Fool · 22 Oct 2026 22:21
United Community Banks (UCB) Upgraded to Strong Buy: Here's What You Should Know (opens in a new tab) Zacks · 22 Oct 2026 16:00
Best Income Stocks to Buy for October 22nd (opens in a new tab) Zacks · 22 Oct 2026 12:07
New Strong Buy Stocks for October 22nd (opens in a new tab) Zacks · 22 Oct 2026 09:07
United Community Banks (UCB) Stock Rallies As Q3 Results Shift Focus To Redeployment (opens in a new tab) Simply Wall St. · 21 Oct 2026 06:15
United Community Banks (UCB) Q3 2026 Earnings Call Transcript (opens in a new tab) Motley Fool · 20 Oct 2026 19:13
United Community Banks, Inc. Q3 2026 Earnings Call Summary (opens in a new tab) Moby · 20 Oct 2026 17:45
What United Community Banks (UCB) Said on Its Q3 Earnings Call (opens in a new tab) MarketBeat · 20 Oct 2026 16:04
Are You Looking for a High-Growth Dividend Stock? (opens in a new tab) Zacks · 20 Oct 2026 15:45
United Community Banks (UCB) Reports Q3 Earnings: What Key Metrics Have to Say (opens in a new tab) Zacks · 20 Oct 2026 13:30

Headlines link to the original articles of the publishers shown; Kyvero does not write, check or endorse them. Only the most relevant news about each company is kept. Information, not advice.

Key data

Previous close: 37.27 USD
Market cap: 4.5B
Dividend yield: 2.79%
5-year average yield: 2.93%
Payout ratio: 85%
Last dividend: 0.2600 USD · 15 Sep 2026
Exchange: NYSE
Country: United States
Sector: Financial Services
Industry: Banks - Regional
Currency: USD

Dividends

Ex-dividend date	Per share
15 Sep 2026	0.2600 USD
15 Jun 2026	0.2500 USD
13 Mar 2026	0.2500 USD
15 Dec 2025	0.2500 USD
00 Mon 0000	394.8600 USD
00 Mon 0000	474.0500 USD
8 older dividends: create a free account to see them

Why this score

How the score is made up
Part of the score	Points	Why
Yield Dividends per year as a share of today's price. Very high yields count for less: they often signal trouble.	11.6 / 25	Yield of 2.8% on today's price
Dividend safety Can the company keep paying? The dividend against free cash flow and earnings, plus debt and interest cover.	16.3 / 25	Dividend uses 40% of free cash flow (3-year average)
Dividend growth How many years in a row the dividend has risen, and how fast.	7.5 / 15	Dividend up 11 years in a row, -2.4% a year
Quality Return on equity, net margin and how stable the margins are.	6.8 / 15	ROE of 4%
Valuation Free cash flow yield and the P/E against its sector.	5.0 / 10	P/E 31.5 against 12.9 for its sector
Analysts How far the analysts' average target is from today's price.	3.4 / 5	Analysts' target is +10% from the price

Income profile: it pays a dividend, so it is scored mainly on the dividend and how safe it is. Based on 95% of the figures (grade A).

Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio. How the score works

Figures

Valuation
Figure	Value	Reading	Sector median
P/E (trailing)	31.46×	Weak	12.94×
P/E (forward)	10.85×	Good	10.82×
Price / book	1.28×	Good	1.66×
Price / sales	5.48×	Weak	3.22×
Free cash flow yield	8%	Good	6.9%

Quality
Figure	Value	Reading	Sector median
Gross margin	0%	Weak	26.2%
Operating margin	28.2%	Good	33.4%
Net margin	17.9%	Good	22.7%
Return on equity	4.1%	Weak	13%
Return on assets	0.5%	Weak	1.6%

Growth
Figure	Value	Reading	Sector median
Revenue growth / year	6.2%	Fair	9%
EPS growth / year	1.3%	Weak	9.1%

Financial health
Figure	Value	Reading	Sector median
Debt / equity	0.03×	Good	0.49×

Dividends
Figure	Value	Reading	Sector median
Payout of earnings	84.9%	Weak	26.2%
Payout of free cash flow	34.6%	Good	29.8%
Payout of free cash flow (3 years)	40.1%	Good	—
Dividend growth / year	-2.4%	Weak	6.7%
Years of rising dividends	11	Good	3

The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.

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